Group Personal Accident(GPA)

Group Personal Accident (GPA): This policy operates for 24hours World wide i.e. cover is not restricted to occupational accidents only.  Please note that this policy is not a substitute for a WC policy.  GPA benefits are payable whether the employer is negligent or not.  Benefits under GPA could be in line with WC however it is unlikely that any underwriter (i.e. insurer) will grant unlimited medical expenses.

GPA is a form of welfare scheme to encourage employees.  It also saves the employers the embarrassment of bearing the burden of medical and/or death expenses each time such incident occurs.

   On receipt of the staff list categorised according to occupation, we will give you the premium outlay. Benefit outlay could be related to salary as in WC above or capital benefits